What We Do Best

What's to Like?
Friendly, personal service.
Call day or night, even on weekends.
Knowledgeable & dependable.
Sign up for coverage on-line!
Solid reputation of Blue Cross Blue Shield of AZ.
Variety of healthcare plans available.
Public service links included on his website.

What's not to Like?
Available only in Arizona. (I know, I know, it's a bummer.)

An Interesting Tidbit
Mike Higgins understands the importance of health insurance because he’s used it. On his website, he shares his personal story of a serious biking accident that resulted in multiple injuries, and he shares his struggle to recover following the accident. It's been inspirational to me. I hope you'll read it.

The point is that Mike knows about insurance. He knows about healthcare. And he works to get affordable coverage for his customers. That speaks volumes to me.

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Proud to Recommend...
Higgins Companies
Authorized Broker
Blue Cross Blue Shield of Arizona.

Affordable Health Insurance. Group insurance vs individual insurance. Medicare, Medicaid, Supplemental Insurance. Medical Savings Plans. Maternity Care. Short-Term/Long-Term. BlueClassic, BlueSelect, BluePreferred. What’s it all about?!?!

Thank heavens for people like Mike Higgins of Higgins Companies who know and understand the insurance industry! Where would we be without them?!

For years, health insurance was something I took for granted. The company I worked for paid the entire family coverage premiums for me. The company my husband worked for paid premiums for duplicate coverage for us. When our babies were born, we didn’t give a thought to the cost of prenatal care, labor and delivery because we were double-insured. We paid $25 and we were done. Life was good. Very good indeed.

Unfortunately a lot has changed since my babies were born in the mid-to-late 80’s. Premiums have risen. Many companies are no longer footing the bills for insurance coverage. There are more choices for health, dental and vision coverage, and for the average consumer, it's mind boggling!

Life changed, too. My husband became disabled. First his short-term disability coverage kicked in, then his long-term. Throw COBRA and Social Security into the equation and, well, thank heavens for people like Mike Higgins!

Mike has worked in the insurance agency for 25 years. He knows what’s available and he knows which options work best. Mike has visited with me on several occasions to share ideas about my health insurance options and to educate me in the complex field of health insurance. And he makes it so easy! We all need a broker like Mike!

Uh-huh. Right. What's the catch?
There is a relationship here that clearly indicates bias. I met Mike several years ago through my personal website for the Seattle Seahawks. We became friends and corresponded by email off and on for a couple of years.

Recently Mike needed some updates made to his existing website and asked me for assistance. After making notable revisions, I now maintain his website on a regular basis and am proud to call Mike Higgins my friend.

I have based my review of Higgins Companies on my knowledge of Mike rather than our acquaintance and friendship. Maybe the two can't always be kept separate, but I honestly to believe that Mike knows insurance and wants to help you with yours.

Items I’ve bought:
I have never purchased insurance from HigginsCompanies largely because I am not a resident of Arizona. However, I have visited with Mike on a friendly and professional level, and I am confident of his expertise in the insurance industry because he's given me direction for my own family's insurance needs.

From a web administrator point of view, I can tell you that Mike is easy to work with. He truly wants to help people, not simply make a sale, and that's indicated in his website. He will be the first to tell you that maintaining your health is the best way to lower your insurance premiums, a concept whose time has come in this day and age of costly premiums.